Personal Umbrella Insurance

Do you need additional Liability Coverage? A Personal Umbrella policy may be right for you! Personal Umbrella Insurance provides additonal protection in excess of the standard liability coverage limits for homes, cottages, rental dwellings, automobiles, etc. Your personal assets are at risk when your basic limits of liability are inadequate. The more things you own such as home, cottage, pool, cars, etc, the more exposure you have for claims against you for injury to others and damage to their property. Personal Umbrella Insurance provides added liability coverage above the limits of your homeowner's and auto policies.

You should consider Personal Umbrella Insurance if you:

  • Do you own two or more automobiles?
  • Do you own two or more residences?
  • Do you own a condominium?
  • Do you own a cottage or rental property?
  • Do you own a boat, snowmobile or ATV?
  • Do you do any volunteer work?
  • Do you operate a home based business
  • Do you have young drivers in your house
  • Do you serve on a Board of Directors for a non-profit organization (including Condominium Corporations)?

If you answered "YES" to any of these questions, the Personal Umbrella policy may be just what you need. Our Umbrella policy offers:

  • Up to $5,000,000 of additional liability coverage over and above your existing personal liability policies.
  • Coverage for your "personal actions", which is broader than any other personal liability protection.
  • Worldwide coverage.
  • No deductible on excess liability losses
  • And so much more!

Click on the button below to access the Personal Umbrella Application. Simply fill it in and drop it by our office at 2 Elgin Park Drive, Unit E, Uxbridge, ON or fax it to our office at (905) 852-5973. A representative from our office will contact you the next business day.

Personal Umbrella Insurance application